r Our broking services are as follows:-

 

r  Identification of the existence of risks and exposures.

r  Analysis of possible effects of such risks and exposures. 

r  Risk profiling and professional advice in risk management and ways to mitigate    

   potential risks.

r  Recommend appropriate Insurance Covers. 

r  Negotiate the most competitive premium. 

r  Simplicity in policy administration and ensuring that clients obtain widest  

   cover available.

r Efficient claims negotiation and timely and prompt claims settlement. 

r Why Need An Insurance Broker? 

r  There is no doubt that so much is demanded fro the Insurance Industry as a  

   result of rapid economic growth and the insuring public reserves the best of  

   advice available in the insurance market. This necessitates professional and 

   positive approach in handling risks. The roles and responsibilities of an 

   Insurance Broker are highlighted as follows:-

 

r  The surgical operation of insurance cost can be performed much better by the 

   Broker who has the necessary expertise about the local and the international 

   markets. A Broker would appraise and identify if you are presently having a 

   fair deal by ensuring that economic rates of premium are applied to risks.

 

r  The effective protection of assets and liabilities against unacceptable risk 

   calls for a high degree of professional skill and a broker ensures that the 

   term and condition of insurance policies are drawn up in accordance with the 

   requirements of the client.

 

r  The use of a broker reduce the time and the number of personnel the client 

   would naturally require for insurance matters. The resultant effect is an 

   indirect cost reduction to the overhead expenses of the client. 

r  Good insurance can only be measured by the way claims are attended to. A 

   Brokers primary responsibility is to ensure that the client is indemnified 

   adequately and promptly.

 

r  The use of a Broker will not add to the cost of whatever premium that is 

   payable to the Insurer. By tradition, the client do not pay for the 

   professional services rendered by the Broker. Insurance Broker is statutorily 

   remunerated by the Insurers hence our service is free of cost to the client.